Privacy Policy for EMI Calculator

Effective Date: July 2026

Thank you for choosing to use the EMI Calculator application (“we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy.

This Privacy Policy explains what information we collect, how we use it, and what rights you have in relation to it when you use our mobile application.

1. Information We Collect

A. Personal Data

We do not collect, transmit, or store any of your personal or financial data on our servers.

All calculations you perform (such as loan amounts, interest rates, investment returns) and any data saved to your History or Favorites are stored locally on your device. We have no access to this information. If you uninstall the app or clear its data, your saved history will be permanently deleted.

B. Automatically Collected Data (Third-Party Services)

While we do not collect personal data ourselves, our application uses third-party services that may collect information used to identify you.

We use Google AdMob to display advertisements, which helps keep this application free. Google AdMob may automatically collect certain device information, such as:

• Device identifiers (e.g., Android Advertising ID)
• IP address
• Operating system version
• Usage data (e.g., interaction with ads)

For more information on how Google uses this data, please visit Google’s Privacy & Terms.

2. How We Use Your Information

Because we only use third-party ad networks, the information collected by those networks is used to:

• Serve personalized and non-personalized advertisements.
• Evaluate the effectiveness of advertising campaigns.
• Ensure the app functions correctly across different devices.

3. GDPR and User Consent (EEA and UK Users)

If you are located in the European Economic Area (EEA) or the United Kingdom (UK), we adhere to the General Data Protection Regulation (GDPR).

When you first launch the application, you will be presented with a consent form (managed by Google’s User Messaging Platform). This allows you to choose whether you wish to receive personalized advertisements or non-personalized advertisements. You can revoke or manage your ad privacy choices at any time by navigating to Settings > Ad Privacy Options within the app.

4. Children’s Privacy

Our application does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided personal data to third-party services within our app, we encourage parents to contact us so we can take necessary actions.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by updating the “Effective Date” at the top of this page. You are advised to review this Privacy Policy periodically for any changes.